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Example answer. Figures from Apple’s Form 10-K for fiscal 2026 and earlier years.
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Ask about any US-listed company, the economy or the markets. Every answer is built from primary sources such as 10-Ks, 10-Qs and investor relations, with tables, charts and links you can check.
- Business model, moat and management
- Financials by fiscal period, with sources
- What could break the thesis
Letters
More than ten years of weekly Letters, read in over 15 countries. Unconventional thinking, hidden opportunities and the long view.
Read the Letters →Podcast
Conversations and analysis on businesses, cycles and long-term wealth.
Learn
Structured courses on quality, long-term investing, from your first steps to global portfolios.
Explore the courses →Resources & Analysis
Valuation models, checklists and in-depth company analysis, built on the method of the great investors.
See the resources →Models, not tips.
We give you the tools serious investors use to reach their own conclusions.
Intrinsic value
Owner earnings and discounted cash flows, with every assumption visible and adjustable.
Quality scorecard
Moat, returns on capital, balance sheet strength and capital allocation, scored side by side.
Margin of safety
Bear, base and bull scenarios, so price is always compared with a range of values.
Thesis tracker
Why you own it, what would change your mind, and the numbers to watch each quarter.
Courses for every stage of the journey
From your first investment to a global, income-generating portfolio.
Investments of the Future
How to benefit from the global, multi-sector expansion of technology.
Smart Wallet
How to benefit from crises and from economic expansion.
Learn to Earn
Learn to invest, from the fundamentals up.
Global Income
How to invest in the US stock market.
Passive Income
How to build a monthly stream of passive income.
The Hidden Wealth Formula
The simplest way to invest for the long term.
Independent Wealth
How to get through crises and build solid long-term wealth.
Independent by design
Built to help you think for yourself, not to tell you what to buy.
No recommendations
We never tell you what to buy or sell. We show you how to think, and the evidence to do it.
Primary sources
Filings, investor relations and official data, cited so you can verify every number.
The long view
Unconventional thinking and patience over noise, headlines and short-term trading.
Global from day one
Read by investors in more than 15 countries.
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