The very end is coming…

Have you got yours?

Marcelo Marini, connecting the dots today from Santa Catarina Coast, Brazil…

We’ve been here for a long time. However, now things may have gotten out of the way…

Christmas time…

For more than twenty years, every year has been the same, a lot of people, noise, and new year’s hope… but now, more people are looking steadily at their phones, heads down, lost… soon they will need a disagreement, alcohol, and drugs, as expected… things have changed. 

The government says we are on a good path. We just can’t find our own path! And they fail to govern what their job to do is? We have some doubts…

The vicious always wins… because it always takes something from you…

Many people come to the city, spend a good deal of time in the car, in the supermarket, in traffic, and have lazy habits. They don’t seem to appreciate what is given to us at this time of the year… There are simply so many free things to enjoy! Do they prefer paying? Sounds reasonable? We are not sure…

The best time of the year is coming. We can’t get enough! 

The End is coming…

Ok, Christmas is coming, and you must decide if things are set, and we can close this year…

But wait…

We are expecting the End of the year. What gifts are you getting? What have you got?

Are you ready to spend?

Oh well,

The average person got less real income, which means less wealth. which has been impacted by higher inflation. Housing mortgages and credit cards got expensive, too, as the interest rates were higher.

  • Stock market Year-to-date presents:
  • The popular…S&P500 ~-20%.
  • The loved FAAMG’s ~-30%, 
  • The loved and insane Bitcoin -50%, 
  • But the so-hated Oil is positive…

The Economy Falls

Economy fall might be coming to you, as does the Santa Claus gifts… but mostly, we lost more than we got… not the politicians and policymakers…

So before you answer the next call, it may be your broker again. Tell him this… it’s time to spend wisely. 

But don’t forget to think wisely and act right… as we used to say here.

Have a good time with your family and friends, help someone connect the dots in the following year…

Ask Santa… Good deeds should count too.

If you haven’t had the opportunity to catch up on the new episode on The Factual Money Podcast, here’s an invitation.

Tomorrow we’ll teach our members how to “Secure Money” for the following year.

Keep following the path.

Regards,

Marcelo Marini

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About the author: Marcelo Marini Studant PRO

B.A. M.B.A. Corporate Finance Specialist, Author of The Factual Method, Newsletter and Podcast. His thoughts and teachings are followed in North America, South America, and Europe.

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